Reinsurance rates dropping?

It would be cool if New Zealand journalists did their job and worked through this sort of information (FT registration needed) to things like “sum insured” that affect New Zealand policy holders. Infographics are in, aren’t they?

In the aftermath of Christchurch, it astounds me at the lack of detailed investigative or advocacy journalism into the structure of the insurance industry. Some journalists have gotten close and written excellent stuff, but still no cigar.

The narrative doesn’t really have time for detailed market microstructure discussions that are essential for building a base of knowledge with which to think about the long term policies that might be required to address any market failures seen or thought to be seen.

 

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